:root{--brand-primary:#0B4962;--brand-primary-dark:#063040;--brand-primary-light:#3A7A94;--brand-secondary:#C9A227;--brand-accent:#1B7F8C;--brand-bg:#FFFFFF;--brand-bg-alt:#F2F5F8;--brand-text:#1A2632;--brand-text-secondary:#5A6B7A;--text-on-dark:#FFFFFF;--brand-border:#D5DDE5;--space-xs:4px;--space-sm:8px;--space-md:16px;--space-lg:24px;--space-xl:32px;--space-2xl:48px;--space-3xl:64px;--radius:0}body{margin:0;color:#1a2632;color:var(--brand-text);background:#fff;background:var(--brand-bg);font-family:Arial,Helvetica,sans-serif;line-height:1.65}a{color:#0b4962;color:var(--brand-primary);-webkit-text-decoration:none;text-decoration:none}a:hover{color:#063040;color:var(--brand-primary-dark);-webkit-text-decoration:underline;text-decoration:underline}h1,h2,h3,h4{color:#1a2632;color:var(--brand-text);font-weight:700;letter-spacing:0;line-height:1.18}h1{font-size:2.6rem}h2{font-size:2rem}h3{font-size:1.3rem}.section,section[class*=-section]{padding-top:80px;padding-bottom:80px}.container{max-width:1180px}.section-head{max-width:760px;margin-bottom:40px}.section-head.text-center{margin-left:auto;margin-right:auto}.section-kicker{display:inline-block;color:#0b4962;color:var(--brand-primary);font-size:.78rem;font-weight:700;letter-spacing:0;text-transform:uppercase;margin-bottom:12px}.section-kicker.inverse{color:#c9a227;color:var(--brand-secondary)}.btn{border-radius:0;font-weight:700;padding:12px 20px}.btn-primary{background:#0b4962;background:var(--brand-primary);border-color:#0b4962;border-color:var(--brand-primary);color:#fff}.btn-primary:hover{background:#063040;background:var(--brand-primary-dark);border-color:#063040;border-color:var(--brand-primary-dark);color:#fff}.btn-outline-primary{border-color:#0b4962;border-color:var(--brand-primary);color:#0b4962;color:var(--brand-primary)}.btn-outline-primary:hover{background:#0b4962;background:var(--brand-primary);border-color:#0b4962;border-color:var(--brand-primary);color:#fff}.btn-outline-light{color:#fff;border-color:#fff}.btn-outline-light:hover{color:#063040;color:var(--brand-primary-dark);background:#fff}.sma-header-centered{background:#fff;border-bottom:1px solid #d5dde5;border-bottom:1px solid var(--brand-border);z-index:1020}.brand-logo{width:180px;height:40px;-o-object-fit:contain;object-fit:contain}.sma-navbar-sub{background:#063040;background:var(--brand-primary-dark);padding:0}.sma-navbar-sub .navbar-nav{gap:6px}.sma-navbar-sub .nav-link{color:#fff;font-weight:700;padding:18px 16px}.sma-navbar-sub .nav-link:hover{background:rgba(255,255,255,.12);color:#fff;-webkit-text-decoration:none;text-decoration:none}.navbar-toggler{border-color:rgba(255,255,255,.5)}.navbar-toggler-icon{filter:invert(1)}.sma-nav-cta{margin-left:16px;background:#c9a227;background:var(--brand-secondary);color:#063040;color:var(--brand-primary-dark);border:0}.site-footer{background:#063040;background:var(--brand-primary-dark);color:#fff;padding-top:64px}.footer-cta{background:#0b4962;background:var(--brand-primary);color:#fff;padding:44px 0;margin-top:-64px;margin-bottom:64px}.footer-cta h2,.site-footer h2,.site-footer h3,.site-footer p,.site-footer span{color:#fff}.footer-main{padding-bottom:40px}.footer-brand{font-size:2rem}.footer-cert-line{border-left:4px solid #c9a227;border-left:4px solid var(--brand-secondary);padding-left:16px;color:#fff}.footer-links{list-style:none;margin:0;padding:0}.footer-links li{margin-bottom:10px}.site-footer a:not([class*=btn-]){color:#fff;-webkit-text-decoration:underline;text-decoration:underline;text-underline-offset:3px}.footer-social{display:flex;gap:12px;padding:28px 0}.footer-social a{width:36px;height:36px;display:inline-flex;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.35);-webkit-text-decoration:none;text-decoration:none}.footer-bottom{display:flex;justify-content:space-between;gap:24px;border-top:1px solid rgba(255,255,255,.18);padding:22px 0 32px;font-size:.9rem}.modal-header{background:#063040;background:var(--brand-primary-dark);color:#fff}.modal-header .modal-title{color:#fff}.modal-header .btn-close{filter:invert(1)}.accordion-button{border-radius:0;font-weight:700}.accordion-button:not(.collapsed){color:#fff;background:#0b4962;background:var(--brand-primary)}.table thead th{background:#063040;background:var(--brand-primary-dark);color:#fff}.cta-section{background:#0b4962;background:var(--brand-primary);color:#fff;text-align:center;padding-top:88px;padding-bottom:104px}.cta-section h2,.cta-section p{color:#fff}.cta-section p{max-width:760px;margin:0 auto 28px}.cta-actions{display:flex;justify-content:center;gap:16px;flex-wrap:wrap}.check-list{list-style:none;padding:0;margin:24px 0}.check-list li{border-left:4px solid #c9a227;border-left:4px solid var(--brand-secondary);padding:8px 0 8px 16px;margin-bottom:12px;background:#f2f5f8;background:var(--brand-bg-alt)}img{max-width:100%}@media (max-width:991.98px){h1{font-size:2rem}h2{font-size:1.55rem}.section,section[class*=-section]{padding-top:56px;padding-bottom:56px}.sma-nav-cta{margin:12px 0 18px}.footer-bottom{flex-direction:column}}.feedback-form label{font-weight:700;color:#1a2632;color:var(--brand-text)}.feedback-form .form-control,.feedback-form .form-select{min-height:48px;border-radius:0;border-color:#d5dde5;border-color:var(--brand-border)}.feedback-form textarea.form-control{min-height:132px}.feedback-form .form-check-label{font-size:.92rem}.feedback-form .require::after{content:" *";color:#ef4444}